Home mortgages also increased by 8.6 percent, pushed up by the increase in real estate values. Non-mortgage consumer credit also increased by 8.7 percent, supported by rapid growth in credit card borrowing and automobile loans. "The ratio of household net worth to disposable income was about equal to the record high of 8.2 posted last quarter and remains well above the level seen just before the pandemic in 2019," wrote the Fed.

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