Simon Ramsay | about Some financial things of note for moving from Canada to USA Jan 27, 2026 • Simon 401ks are similar to RSPs but the money has to be taken off your paycheck by your employer (you can not go down to your bank and open your own account). Traditional IRAs are similar to TFSAs but there is a max income threshold after which you are not (normally) allowed to contribute.

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With your private keys stored on a server, you have to trust the host’s security measures and also trust the host won’t disappear with your money or close down and deny you access. Software wallets can be installed directly on your computer, giving you private control of your keys.

With your private keys stored on a server, you have to trust the host’s security measures and also trust the host won’t disappear with your money or close down and deny you access. Software wallets can be installed directly on your computer, giving you private control of your keys.

Crypto was born to free us from banks and governments controlling our money. Simple as that. When exchanges require your ID and personal information through KYC, they undermine the core principle of cryptocurrency: privacy.

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On top of that, selling mobile data is a telecommunications service, not a financial product, so the money-laundering ID rules that cover banks and money transfers simply do not apply. We ask for nothing because we are not legally required to, and we choose to collect nothing.